Configuring Credit Card Options Estimated Reading Time: 3 Minutes The Credit Card Options page sets how Ubersmith charges clients automatically, and how it retries failed charges. The settings apply to credit cards, ACH bank accounts, and billing agreements. The Credit Card Options page is also step 2 of 4 of the Welcome Wizard. For more information, refer to the article "Configuring the Welcome Wizard". Open the Credit Card Options page Go to Settings. Under Billing & Payment, click Credit Card Options. General Configuration Field Description Email daily payment reports to Set to YES to send a daily report of the automatic charges, with the amounts that succeeded and failed. See the note below for the recipient. Days between automatic payment retries The number of days between retries of a failed charge. Ubersmith copies this value to each new client. After each two failed attempts, Ubersmith waits one more day. For example, with 2 the waits are 2, 3, 3, 4, 4 days. Maximum credit card hard declines After this number of hard declines, Ubersmith stops charging the credit card. Type 0 to allow unlimited hard declines. Days before notifying admin of failed payment attempts When a charge fails this number of times, Ubersmith sends a notice about the failed charge to the administrator. Retry failed charges Select Unlimited retry attempts, Limited retry attempts, or Do not attempt retries. If you select Limited retry attempts, type the number of retries in Retry attempts limit. Disable automatic charging of credit cards Select to stop automatic credit card charges for all clients. Disable automatic ACH check payments Select to stop automatic ACH payments for all clients. Disable automatic billing agreement payments Select to stop automatic billing agreement payments for all clients. For more information, refer to the article "Managing Billing Agreements". Attempt charge on expired cards Select to try to charge credit cards that are expired. Ubersmith sends the daily payment report to the Email address to receive daily invoicing and charge reports in the client general settings. If that field is empty, Ubersmith sends the report to the Default Reply-to Email Address of the brand. The label on this page shows the reply-to address. For more information, refer to the articles "Configuring the Client Manager General Settings" and "Configuring Company Identity". Ubersmith processes automatic charges once a day. The first failure is not a retry. Failed charges show in the Charge Queue Manager report. For more information, refer to the article "Understanding the Charge Queue Manager". Credit Card Types In Accepted Credit Card Types, select the card types that you accept from your clients, for example Visa, MasterCard, and American Express. Credit Card Maintenance Ubersmith can delete old credit cards automatically every night. In Delete credit cards when, select one or more rules, and type the number of months for each: They have expired more than _ month(s) ago They were last charged more than _ month(s) ago They were added more than _ month(s) ago and were never charged They are part of an order with no activity for more than _ month(s) The number of months must be from 1 to 240. Ubersmith deletes the credit cards permanently. You cannot restore them. Save the settings Click Update. Ubersmith shows "Credit Card Settings Updated." If you use the Welcome Wizard, click Next >> instead.